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Platform: n8n · Made by OQuark

Overdue payment reminders with Pix

Reads charges from a sheet and emails reminders in 3 stages (1, 7 and 15 days late), with a Pix copy-and-paste code built by the workflow itself, for the exact amount.

The Pix code follows the Central Bank's BR Code spec and uses your own key, no intermediary, no fees; the charge id becomes the txid for reconciliation. The AI only writes the text, in each stage's tone and within Brazil's Consumer Defense Code (no threats, no shaming, no credit-bureau talk); amount, due date and payment code are built outside the AI. Each stage is sent once, and paid, negotiated or opted-out rows are skipped.

What's in the package

  • n8n workflow (workflow.n8n.json) with a reminder schedule, Pix copy-and-paste generator and fallback text if the AI fails
  • Prompt in PT and EN with consumer-law rules and the JSON response schema
  • Sample sheet rows and the generated reminder
  • README with step-by-step setup, a R$0.01 test and reconciliation tips

Files:

  • README.md
  • prompt.md
  • workflow.n8n.json
  • examples/input.json
  • examples/output.json

What you need

  • n8n (Cloud or self-hosted, version 1.80 or newer)
  • A business Pix key
  • Google Sheet with the charges (template in the README) and a Gmail account with an OAuth credential
  • Anthropic or OpenAI API key

Works with

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